Terms of Service

1. Acceptance of Terms

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any applicable laws, regulations, and guidelines. If you do not agree to these Terms, you are not permitted to use the Site.

2. Changes to Terms

The Company reserves the right to modify, update, or change these Terms at any time without notice. All changes will be posted on the Site, and the date of the last update will be indicated at the top of this page. Your continued use of the Site after any changes to these Terms constitutes your acceptance of the revised Terms.

3. User Eligibility

You must be at least 18 years of age to use the Site. By using the Site, you represent and warrant that you are at least 18 years old and capable of entering into a binding contract under applicable law.

4. Account Registration

In order to access certain features of the Site, you may need to create an account. When creating an account, you agree to provide accurate, current, and complete information, and you are responsible for maintaining the confidentiality of your account and password.

5. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which can be found at hold.co/privacy-policy. Please review it to understand how we collect, use, and protect your information.

6. Prohibited Activities

You agree not to use the Site for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Site. Additionally, you agree not to:Engage in any activity that violates any applicable local, state, national, or international law.Use the Site to transmit any viruses, malware, or other harmful computer code.Impersonate any person or entity or mislead others regarding your affiliation with any person or entity.Engage in any activity that could interfere with or disrupt the operation of the Site.

7. Intellectual Property

All content, materials, and intellectual property on the Site, including but not limited to text, images, logos, trademarks, and software, are owned by the Company or its licensors and are protected by copyright and intellectual property laws. You may not use, reproduce, or distribute any content from the Site without the express written permission of the Company.

8. Third-Party Links

The Site may contain links to third-party websites. These links are provided for convenience, and the Company does not endorse or have control over these third-party sites. You access them at your own risk, and the Company is not responsible for the content, products, or services provided on such sites.

9. Disclaimer of Warranties

The Site and all its content are provided "as is" and "as available." The Company does not make any representations or warranties regarding the accuracy, reliability, or completeness of the content on the Site. To the maximum extent permitted by law, the Company disclaims all warranties, express or implied, including but not limited to the warranties of merchantability and fitness for a particular purpose.

10. Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, even if the Company has been advised of the possibility of such damages. In no event shall the Company’s total liability to you exceed the amount you paid to the Company in the past six months, if any, for using the Site.

11. Indemnification

You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including attorneys’ fees) arising from your use of the Site or violation of these Terms.

12. Termination

The Company reserves the right to suspend or terminate your access to the Site, at its sole discretion, for any reason, including but not limited to any violation of these Terms. Upon termination, your right to use the Site will immediately cease.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the state of Arkansas, without regard to its conflict of laws principles. Any legal action or proceeding related to these Terms shall be brought exclusively in the courts located in Arkansas.

14. Dispute Resolution

Any dispute or claim arising out of or relating to these Terms or your use of the Site shall be resolved through binding arbitration, rather than in court. The arbitration shall be conducted by the American Arbitration Association (AAA) in accordance with its rules. The decision of the arbitrator(s) shall be final and binding.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.